SME Financing

SME

About SME Financing

At Bangladesh Finance, we understand the critical role Small and Medium Enterprises (SMEs) play in driving the economy. Our SME financing solutions are designed to empower businesses by providing the financial support they need to grow, expand, and succeed.

Loan Products

  • Working capital loans
  • Term loans
  • Trade finance
  • Lease financing

Key Features

  • Competitive interest rates
  • Flexible repayment schedules
  • Quick loan processing and disbursement
  • Dedicated relationship managers for personalized support

Eligibility Criteria

  • Registered SMEs with a valid trade license
  • Minimum 1 year of business operation
  • Positive credit history
  • Audited financial statements or relevant income proofs

Application Process

  1. Download the SME loan application form or collect it from your nearest Bangladesh Finance branch.
  2. Submit the completed form with all required documents.
  3. Provide details of the loan requirement and repayment plan.
  4. The application will be reviewed, and you will be notified of the approval status.

Required Documents

  • Trade license
  • Financial statements
  • Bank statements (last 6 months)
  • Photocopy of NID/passport of the business owner(s)

Our SME Products

BIJOY

Bangladesh Finance BIJOY is an exclusive financial product designed for women entrepreneurs, providing them with capital to start, expand, or scale their businesses.

SME Term Loan

Designed to support small and medium enterprises (SMEs), the Bangladesh Finance SME Term Loan provides businesses with access to working capital, business expansion funding, and structured repayment plans that ensure financial stability.

New Entrepreneur Loan

Bangladesh Finance New Entrepreneur Loan is a tailored financial solution for individuals looking to start their own business.

Agriculture Loan

Agriculture is the backbone of our economy, and Bangladesh Finance Agro Loan is designed to empower farmers, agribusinesses, and commercial agricultural enterprises by providing the necessary financial support.

SME Term Industrial Loan

The Bangladesh Finance SME Term Industrial Loan is a long-term financing solution designed for industrial SMEs seeking capital for factory expansion, machinery upgrades, and large-scale industrial projects.

Apply For A Loan

Please fill the form below. We will get in touch with you within 1-2 business days, to request all necessary details.