Sustainable Finance

Bangladesh is one of the promising countries towards attaining SDGs on action to end poverty, protect the planet and ensure that all people enjoy peace and prosperity by 2030. To attain the goals Sustainable Finance plays a significant role. Sustainable Finance contains Green Finance, which is one of its components along with Agriculture, CMSME and Socially Responsible Finance linked to sustainability. Our mission is “To reach out our financial services to the wider sections of populace as part of our contribution towards inclusive, sustainable and quality growth’’. As we believe in sustainable development, in line with the Sustainable Development Goals we have designed our products and services for Sustainable Finance as under:

Green Brick

Bangladesh Finance promotes environmental brick production with the following features:

  • Focus group: Environment-friendly brick manufacturers
  • Loan tenure: 2 to 5 years
  • Interest rate: Up to 7.5%
  • Debt-equity ratio: 80:20
  • Preferred projects:
    • Compressed block-brick
    • Foam concrete brick
    • Environment-friendly/Brick kiln efficiency improvement project

Green Loan

Bangladesh Finance offers Green Loan Services with the following features:

  • Loan tenure: 2 to 5 years
  • Interest rate: Up to 7.5%
  • Debt-equity ratio: 80:20
  • Projects include:
    • Renewable energy (Solar power, Biogas, Air electricity, Water electricity)
    • Energy and resource efficiency
    • Alternative energy
    • Liquid and solid waste management
    • Recycling and manufacturing of recyclable goods
    • Environment-friendly establishments

Technology Upgradation

Bangladesh Finance supports technology upgradation for export-oriented industries with these features:

  • Focus group: Export-oriented industry
  • Loan tenure: 3 to 5 years
  • Interest rate: Up to 5.5%
  • Debt-equity ratio: 70:30
  • Prioritized sectors:
    • Denim and garment accessories
    • ICT products
    • Pharmaceuticals
    • Plastic products
    • Leather products
    • Jute products
    • Agro products
    • Ship manufacturing
    • Furniture
    • Home textile
    • Home furnishing
    • Electronics products
    • Light engineering products
    • And more...

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