BIJOY
Bangladesh Finance BIJOY is an exclusive financial product designed for women entrepreneurs, providing them with capital to start, expand, or scale their businesses. With lower interest rates, business advisory services, and financial flexibility, this loan supports female business owners in achieving their entrepreneurial dreams.
KEY FEATURES
- Interest rate of 4% (Up to 50 lakhs BDT)
- Collateral free loan of up to 25 Lakhs BDT
- Loan approval within 4 working days.
- 1-page loan application form.
- Life insurance facility
- Training for development
Benefits
- Lower interest rates – Special rates exclusively for women-led businesses
- Funding for startups & existing businesses – Capital for new or growing enterprises
- Flexible repayment plans – Structured to match business cash flow
- Business advisory & support services – Financial guidance for long-term success
- Step forward with confidence—apply for BIJOY today!
Required Documents
- Facility Proposal
- Photocopy of NID/Passport/Driving License of the borrower 02 (two) passport size photographs of the borrower
- Net Worth Statement of the borrower.
- Photocopy of NID/Passport/Driving License of the guarantor(s).
- 02 (two) Passport size photographs of the guarantor(s).
- Net Worth Statement of the guarantor(s).
- Undertaking for Credit Information Bureau (CIB) Report.
- Bank Statement (last one year).
- Summary of loan/lease facilities availed from other Banks/FIs.
- Copy of utility bills, e.g. Electricity/Gas/Telephone Bill (last month).
- Income Tax Return (IT 10B), if available.
- Tax Identification Number (TIN/eTIN)
- Any other supportive paper/document
