SME TERM INDUSTRIAL LOAN
The Bangladesh Finance SME Term Industrial Loan is a long-term financing solution designed for industrial SMEs seeking capital for factory expansion, machinery upgrades, and large-scale industrial projects.
KEY FEATURES
- Loan Tenure for Working Capital : Up to 1 year
- Loan Tenure for Other Purpose: Up to 13 months to 60 months
- Loan Limit is up to BDT 1.5 crore
- Flexible repayment structure based on the cash flow of your business
- Flexible disbursement method based on your specific needs
- If refinance or prefinance facility is available, then interest rate would be as per Bangladesh Bank Guideline otherwise flexible interest rate determined in ALCO depending in Financial Market situation.
Benefits
- High-value loan amounts – Secure substantial funding for industrial growth
- Structured repayment plans – Tailored for long-term industrial investments
- Capital for machinery, factory setup & operational expenses
- Competitive interest rates & business-friendly terms
Required Documents
- Facility Proposal
- Photocopy of NID/Passport/Driving License of the borrower 02 (two) passport size photographs of the borrower
- Net Worth Statement of the borrower.
- Photocopy of NID/Passport/Driving License of the guarantor(s).
- 02 (two) Passport size photographs of the guarantor(s).
- Net Worth Statement of the guarantor(s).
- Undertaking for Credit Information Bureau (CIB) Report.
- Bank Statement (last one year).
- Summary of loan/lease facilities availed from other Banks/FIs.
- Copy of utility bills, e.g. Electricity/Gas/Telephone Bill (last month).
- Income Tax Return (IT 10B), if available.
- Tax Identification Number (TIN/eTIN)
- Any other supportive paper/document
