SME TERM LOAN
Designed to support small and medium enterprises (SMEs), the Bangladesh Finance SME Term Loan provides businesses with access to working capital, business expansion funding, and structured repayment plans that ensure financial stability.
KEY FEATURES
- Loan Tenure is up to 13 months to 60 months
- Loan Limit:
- For Trading Concern Up to BDT 2 crore
- For Service Concern Up to BDT 5 crore
- Loan without any collateral for up to BDT 50 lacs
- Convenient repayment options consisting of Equal monthly installments and/or customized repayment schedules
- Interest Rate is 7%
Benefits
- Flexible repayment schedules – Designed to suit your business revenue cycle
- Funding for business expansion & working capital
- Minimal documentation & hassle-free approval
- Competitive interest rates for SMEs
- Scale your business with confidence—apply now!
Required Documents
- Facility Proposal
- Photocopy of NID/Passport/Driving License of the borrower 02 (two) passport size photographs of the borrower
- Net Worth Statement of the borrower.
- Photocopy of NID/Passport/Driving License of the guarantor(s).
- 02 (two) Passport size photographs of the guarantor(s).
- Net Worth Statement of the guarantor(s).
- Undertaking for Credit Information Bureau (CIB) Report.
- Bank Statement (last one year).
- Summary of loan/lease facilities availed from other Banks/FIs.
- Copy of utility bills, e.g. Electricity/Gas/Telephone Bill (last month).
- Income Tax Return (IT 10B), if available.
- Tax Identification Number (TIN/eTIN)
- Any other supportive paper/document
